2025–26
Tax calculator for 2025–26
Resident income tax rates for the year from 1 July 2025 to 30 June 2026, including marginal HELP repayments.
Resident rates for 2025–26
The rate from $18,201 to $45,000 is 16%. From 1 July 2026 that band is 15%, on the 2026–27 tax calculator. These rates do not include the 2% Medicare levy. Singles Medicare levy shade-in for 2025–26 is $28,011 to $35,013. The super guarantee is 12%.
| Taxable income | Tax on this income | Marginal rate |
|---|---|---|
| $0 – $18,200 | Nil | 0% |
| $18,201 – $45,000 | $0 + 16% over $18,200 | 16% |
| $45,001 – $135,000 | $4,288 + 30% over $45,000 | 30% |
| $135,001 – $190,000 | $31,288 + 37% over $135,000 | 37% |
| $190,001 and over | $51,638 + 45% over $190,000 | 45% |
$80,000 in 2025–26
Income tax is $14,788.00 and the Medicare levy is $1,600.00. Take-home pay is $63,612.00 with HELP off. With a study loan on, the compulsory repayment is $1,950.00, because 2025–26 uses 15c for each dollar of repayment income over $67,000. The full bands are on the HELP / HECS page.
| Item | Estimate |
|---|---|
| Gross for the year | $80,000.00 |
| Income tax | $14,788.00 |
| Medicare levy | $1,600.00 |
| HELP / HECS | $0.00 |
| Net for the year | $63,612.00 |
| Net per month | $5,297.67 |
| Net per fortnight | $2,444.92 |
| Net per week | $1,222.46 |
| Ordinary hourly rate | $40.49 |
| Employer super | $9,600.00 |
| Effective tax rate | 20.49% |
| Marginal rate | 30% |
Estimates for an Australian resident who claims the tax-free threshold. Employer super is 12% on top of ordinary earnings unless you mark the salary as including super. Full-time hours are 38 a week across 52 weeks, with no overtime. HELP is included only when that option is on. Weekly, fortnightly and monthly nets follow ATO withholding, so they can differ from the annual net split evenly. This is not personal tax advice.